Introduction
While headlines focus on Bitcoin’s price swings, blockchain is quietly revolutionising everyday financial processes. From identity verification to microloans, here are some powerful real-world applications already changing the FinTech landscape.

1. Digital Identity and KYC
Blockchain can streamline Know Your Customer (KYC) processes by providing secure, verifiable, and reusable digital identities. This not only speeds up onboarding but also reduces compliance costs.

2. Supply Chain Finance
For FinTechs working in trade finance or factoring, blockchain enables real-time tracking of goods and payments, reducing fraud and enabling more accurate risk assessments.

3. Tokenised Assets and Fractional Ownership
Blockchain allows for tokenisation of real-world assets like real estate or commodities, making them more accessible. Investors can now buy and trade fractional shares of previously illiquid assets.

4. Embedded Finance and Smart Payments
By integrating blockchain into apps, companies can offer instant payments, loyalty rewards, and embedded insurance—creating seamless experiences for users and new revenue streams for platforms.

Conclusion
Blockchain is no longer an emerging technology—it’s a practical tool being implemented across financial services. FinTech companies that explore these use cases early will be best positioned to lead the next wave of innovation.